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If you really wanted it, you could just upgrade and pay the entire difference between the cheaper and the faster subscription plan yourself, to let your roommate keep their original price. If the prices increase, calculate again
Like this:
$99 / 2 = $49.50 (his price)
$129 - $99 = $30 (the total difference to cover)
$49.50 + $30 = $79.50 (your price)
I already proposed doing 2:1:1 split but they weren’t comfortable with it. And 150 Mbps is more than enough for most case except downloads so I don’t see a need to upgrade for thrice the price. They did consider upgrading to unlimited because of my fuck up but since it’s my fuck up I didn’t wanna cause anymore trouble so that’s a thought for future.