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Yes, they actually do. They’re tokens of ownership that can easily be converted to money. It’s called an asset.
This is why this world is so fucked. People quibble over definitions of things while the rich assholes running the show get richer.
And so many in this thread want to keep it that way.
Oh well, not like I can convince anyone here of anything, nor do I care to try. Keep believeing what you want.
If you buy on an exchange and don’t transfer to your wallet no you do not own it. Until it’s in your wallet, it’s theirs. They will transfer it to you when you call for it. THEN it’s yours.
Not your keys, not your crypto.