I am very lucky that I got only 25% to pay left on my GTA suburb detached house - got it 12 years ago just before prices went cuckoo for cocoa puffs - but even then the variable payments are getting outta hand. Already thinking of doing some drastic changes to our lifestyle in order not to deplete our rainy day fund.
They get thrown in railcars but the worst thing about the kidnapping is the Dementors. They fly all over the place and they were scary and then they’d come down and they’d suck the soul out of your body and it hurt!