I pay 90€ a year for a vpn with high speeds that I actually don’t use that often.
However I can download games worth a thousand Euros (and don’t play them) with that vpn.
However when torrenting I need a vpn since uploading is prosecuted in my country.
If you want to download illegal stuff you can do that here with direct Downloads. Your chances of being caught are so slim that most people don’t need a vpn.
My most usage I have from the vpn is that I chan change ip addresses on the fly. Some Websites or Services don’t work for Europe and then I use the vpn. Or some Services block usage for your IP then changing it without restarting the Router is useful.
Also they should switch to Linux