Never ever TD, years ago I bought stocks of a company, through TD system, stocks were in Deposit/Withdrawal at Custodian (DWAC) and it took TD 1 month to find them and transfer them to my account, I needed to threaten them and went up to the ombusdman, I let dozens of messages, never ever they called me, only the dreaded email “we will ask for a transfer”. At one time I received an email with a phone number and “call me”, it was finally someone at TD who knew what it was and fixed the problem in 24h. Incredible. Never ever do trading with them.
Some people have good incomes, but cannot anymore changes houses every 5 years because it’s out of control, for the price and interest rates, so they use their income to buy cars/RV.
Also some are leasing even if it’s like 800$/month just to show their car, I know people who lease big Volvo, Porsche, etc.
Me I keep my 10yo Sonata, and if it dies/crashes, I don’t think I’ll be able to buy anything more than 15k :-/ What’s available for 15k ? a 2006 Sunfire?
AirBnB is horrible, in Montréal there is families in the street and a lot of people struggling to find something/just live, and there is something like 13’000 airbnb, most of them illegals. They are building thousands and thousands of condo, at 400k+, I checked some around me, they are 600k+, plus easily 400$/month for taxes, and have like 600$ fee every fucking month on top of that. Who can buy that? Or they are building “condos for rent”, you can not buy them, only rent them, 2k+/month. How can people earning 2k/month can live?
Fucking Caml, hate this language 👺