It’s a little buried in the account settings, but Netflix does allow account sharing for an additional fee (~$7?). I know families that went with this option so they could continue sharing their account with elderly parents, and college aged children.
I imagine that if a group of friends agreed to split the cost of an account + fees, they would end up paying less than having individual accounts.
Humans are insanely creative sometimes… I’m doing my part! One frame drawn!