We’re having the exact same issue in the UK. Plus the price of energy pretty much quadrupled.
The era of cheap debt had to come to an end, and before the pandemic the BoE had a plan to gradually raise rates over a 5 year period. Then COVID happened and they dropped rates even lower than they had been before! So rather than a gradual end to the cheap debt era we’ve shoved our foot on the accelerator and gone straight into the wall. With no airbag or seatbelt.
I can only help with the last part as I use audible. Have you tried Voice? https://droidify.eu.org/app/?id=de.ph1b.audiobook&repo_address=https://f-droid.org/repo
https://play.google.com/store/apps/details?id=de.ph1b.audiobook