In the case of Toronto presumably water is a municipal responsibility… Reserves are a federal responsibility though so you’d think they would be responsible here.
The government has actually been putting in a ton of money on this issue and as the article says the number of boil water advisories is down by like 2/3 since the Liberals came to power. So also kinda weird argument by the justice department here.
Variable rate let’s me take on the rate risk and pay (on average) less interest. Fixed interest means the bank prices in the rate risk and you pay for that in a higher rate.
Modern heat pumps continue to function down to -20C or below. If it gets colder than that where you live you can supplement with an auxiliary source for cold days.
In the case of Toronto presumably water is a municipal responsibility… Reserves are a federal responsibility though so you’d think they would be responsible here. The government has actually been putting in a ton of money on this issue and as the article says the number of boil water advisories is down by like 2/3 since the Liberals came to power. So also kinda weird argument by the justice department here.