Seems unlikely that a creator would jump ship from a platform that pays them to a platform that doesn’t. That being said, lots of creators also constantly complain about demonetization, so maybe they’ll start to get fed up and move to purely in-video sponsorship things. Seems most likely from a creator that’s already on a platform like nebula
Encourages users to just add a rotating number or other not too secure thing to their password. I know that’s what I did when I worked somewhere with that dumbfuck policy.