You mean the bullshit score that means nothing and nobody agreed to back in 1989? Why are the companies located in South America and basically nobody knows anything about them?
Sounds like some bs that needs to be taken out.
And why has all of my information been stolen from them multiple times and all I get is a forever subscription to Lifelock which also sucks terribly?
It’s funny because in South America, at least countries I know, we don’t have to deal with credit score like we do in Canada. Pretty much everyone has access to credit and most banks just have their own credit system that works better than Equifax. In Brazil there’s Experian doing something similar but banks don’t blindly rely on it and most people don’t even know or care this system exists.
There’s no “spend about 30% of your credit” bullshit. Want a credit card? Here’s one. Want to spend all of it? Go ahead, just pay for it on time. No adults waste time tracking or worrying about credit scores, unless you reach real bankruptcy.
You are not logged in. However you can subscribe from another Fediverse account, for example Lemmy or Mastodon. To do this, paste the following into the search field of your instance: !canada@lemmy.ca
You mean the bullshit score that means nothing and nobody agreed to back in 1989? Why are the companies located in South America and basically nobody knows anything about them?
Sounds like some bs that needs to be taken out.
And why has all of my information been stolen from them multiple times and all I get is a forever subscription to Lifelock which also sucks terribly?
It’s funny because in South America, at least countries I know, we don’t have to deal with credit score like we do in Canada. Pretty much everyone has access to credit and most banks just have their own credit system that works better than Equifax. In Brazil there’s Experian doing something similar but banks don’t blindly rely on it and most people don’t even know or care this system exists.
There’s no “spend about 30% of your credit” bullshit. Want a credit card? Here’s one. Want to spend all of it? Go ahead, just pay for it on time. No adults waste time tracking or worrying about credit scores, unless you reach real bankruptcy.