Bipartisan legislation aims to get more Americans into high-deductible insurance, but perils would remain.
For thrifty consumers, there’s a lot to like in high-deductible health insurance. The plans offer low monthly premiums and those fees fully cover preventive care, including annual physicals, vaccinations, mammograms and colonoscopies, with no co-payments.
The downside is that plan participants must pay the insurers’ negotiated rate for sick visits, medicines, surgeries and other treatments up to a minimum deductible of $1,500 for individuals and $3,000 for families. Sometimes deductibles are much higher.
LIke 15% of the nation is working in healthcare if you include insurance and all the supporting industries. No wonder our health care costs are high. My medical bill has to keep 15% of the nation afloat and most of it ain’t going to the doctors and nurses.
Simplify the system, more doctors and nurses, fewer insurance executives. Single payer would do this.
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LIke 15% of the nation is working in healthcare if you include insurance and all the supporting industries. No wonder our health care costs are high. My medical bill has to keep 15% of the nation afloat and most of it ain’t going to the doctors and nurses.
Simplify the system, more doctors and nurses, fewer insurance executives. Single payer would do this.