Never once in my lifetime and well over 8 new vehicles have I run into early payoff fees on a car loan. They for the most part, don’t exist as an offered product.

From a quick Google search it appears just as rare in Canada.

It’s being added to these forced finance deals at dealerships today, which is part of the problem this article and many like it are reporting. The CBC has a few reports of people trying to pay off early only to be met with steep repayment penalties.

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