Government announces 30 year amortizations for insured mortgages to put homeownership in reach for Millennials and Gen Z - Canada.ca
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Government announces 30 year amortizations for insured mortgages to put homeownership in reach for Millennials and Gen Z
Cyborganism
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This government can’t think outside the box.

EVERYONE and their mother knows what needs to be done, but that involves taxing their rich friends and themselves.

Taxing the rich doesn’t solve wage suppression and housing demand. It could be used to help solve inflation if the government committed to use the additional taxation to reduce the money supply rather than spend it, but I doubt that’s what you had in mind.

So, sorry, we probably should look into our tax regime but it’s not the silver bullet you think it is.

Cyborganism
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Putting a wealth tax on the ultra rich and properly tax companies by removing loopholes in our tax system could bring in enough money to fund practically every social program that we have and some that we need.

Right now, companies and the ultra rich who are behind these companies are taking advantage of an education system that trains their workforce, a healthcare system that keeps their workers healthy and productive, infrastructure that allows their employees to get to work and also allows them to communicate, provide services and move their products. Yet, it’s the working class that has the burden of financing all of this. Meanwhile companies get tax breaks and subsidies. How is that fair?

Our whole system is crumbling because the working class is getting increasingly poor and can no longer afford to support all of this. People’s pay don’t reflect the productivity and profits of companies anymore. Most profits are from capital gains now.

Taxing this may not be the only solution, but it would help to fix a vast majority of the problems were facing.

Yet, it’s the working class that has the burden of financing all of this.

https://www.cbc.ca/news/business/wealthy-canadians-fair-share-taxes-1.7179031

Top 20% earning families pay over 60% of income taxes. Doesn’t sound like the working class is financing most of it.

Meanwhile companies get tax breaks and subsidies.

Yeah, this needs to end, 100% agree on this point.

Cyborganism
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The Fraser Institute’s 2023 report suggests that the top income-earning families — those making just under $250,000 — pay the majority of Canada’s taxes.

First of all. It’s the Fraser institute. It’s a Conservative think tank that favors the rich elites in all their so called research.

Additionally, a combined income of $250k isn’t “rich” by today’s standard. That’s fairly middle class. Upper middle class maybe but still middle class. It takes about that much in combined household wages to afford a big enough home, utilities and food for a family with kids to live comfortably but not in any luxury whatsoever, especially in urban areas.

These are not the people I’m talking about.

You are insane if you think it takes a $250k family income to live comfortably anywhere in this country except major urban centres.

Cyborganism
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Can you elaborate?

Not really sure what you want me to say… Plenty of people with kids are living comfortably with kids making far less than $250k/year as a combined family.

Cyborganism
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And how much would you think that a family needs to live comfortably?

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