Posthaste: Canadians missing mortgage payments as credit card debt hits $113-billion record
financialpost.com
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Credit card debt ballooned to a new record as a higher cost of living squeezes Canadians and causes more to miss loan payments. Read on.
@zaphod@lemmy.ca
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1Y

So we’re just going to ignore that debt dropped and savings rose substantially during COVID thanks to stimulus payments and this might just be a rebound?

Hell, they even bury this pretty damn important detail at the end of the piece:

Overall, missed mortgage payments are still lower than they were pre-pandemic

Also a) inflation has come back down and b) the economy is broadly healthy (minus the obvious and looming problems in housing and mortgages).

But just keep telling those doom and gloom stories, media. You’ll be right eventually. Broken clocks and all that. #permabears

Historically aren’t mortgage payments the last thing a person is going to sacrifice?

@zaphod@lemmy.ca
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I honestly don’t know.

But the point is missed payments are lower now than 3+ years ago. That they’re increasing again is an interesting data point but it’s a bit much to be setting off alarm bells. For all we know this is just part of the generalized ongoing reversion to the pre-pandemic mean.

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