Not sure how paying for an item online using Zelle is in itself a scam. The scam would only come later if the stranger had requested your bank info, or you reply to a dodgy email, etc, but so far nothing untrustworthy had happened yet? I don’t think that was a good question.
I’ve been nearly scammed like this myself. If you sell something and somebody wants to pay you via an external site (no simple transfer) without being interested in the product, it is an extremely red flag
Obviously one can use Zelle legitimately, but somebody requesting online payment and then sending somebody else to get the goods is like 95% a scam. I think the more common Zelle scam is that they fake a Zelle email that only looks like they paid you.
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Not sure how paying for an item online using Zelle is in itself a scam. The scam would only come later if the stranger had requested your bank info, or you reply to a dodgy email, etc, but so far nothing untrustworthy had happened yet? I don’t think that was a good question.
I’ve been nearly scammed like this myself. If you sell something and somebody wants to pay you via an external site (no simple transfer) without being interested in the product, it is an extremely red flag
Obviously one can use Zelle legitimately, but somebody requesting online payment and then sending somebody else to get the goods is like 95% a scam. I think the more common Zelle scam is that they fake a Zelle email that only looks like they paid you.